invetso

Updated: April 10, 2025

PPWLM

PacifiCorp
Other OTC

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Terms of Service

Last Updated: 11/01/2024

Introduction
Welcome to the Invetso website (the “Website”). These Terms of Service ("Terms") govern your
use of our website and services. By accessing the Website or using Invetso, LLC’s services
(“Services”), you agree to be bound by these Terms. Invetso, LLC (the “Company”) may change
these Terms at any time in its sole and absolute discretion, and may post a notice on the Website
of any material changes. Your continued use of the Website and/or Services means that you
accept any new or modified terms and conditions; accordingly, please be sure to review these
Terms from time to time.
You understand and acknowledge that the Website and some Services are works in progress.
Company reserves the right to change, eliminate, or otherwise modify the Website and/or the
availability of Services, with or without notice, at Company’s sole and absolute discretion.
Description of Services
Invetso provides analyses of stocks using frameworks such as SWOT analysis, PESTLE
analysis, and Porter's Five Forces, among others. Our analyses are generated using AI
technologies and are intended for informational purposes only. We do not offer financial advice
or make specific stock recommendations.
Subscriptions
The Company offers the Services to users via free and premium subscription plans. The premium
subscription is billed either monthly or annually at the current pricing listed on the Website at
www.invetso.com/pricing. All subscription payments are processed through third-party payment
processors (currently, Stripe), which comply with financial transaction regulations PCI DSS; the
Company reserves the right, in its sole discretion, to add or remove available payment providers
for transaction processing. When subscribing to a premium subscription, you will need to
provide your name, email address, and billing address. You agree to pay the applicable
subscription fees as set forth in these Terms and/or on the Website. BY PLACING YOUR
ORDER, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR RELATED
CHARGES AND ANY FUTURE CHARGES FOR SERVICES AGAINST YOUR CREDIT
CARD ON FILE, UNTIL THE EFFECTIVE DATE OF YOUR TERMINATION OF YOUR
SUBSCRIPTION PURSUANT TO THESE TERMS.
Unless stated otherwise, subscriptions to any Services are for online and/or electronic access
only. Some services may be delivered via email. Such emails may not be considered “marketing
emails”, and will have no opt-out option other than cancellation of your subscription.
Subscriptions may not be transferred to a third party without the express written consent of
Invetso.

Refunds and Termination of Account
All Invetso subscription purchases are final and non-refundable. You may cancel your account at
any time through the available options located in the “settings” section of your account page.
After submitting the request to cancel, you will receive an email confirming the termination of
your account, to the email address associated with your terminated account. Following
cancellation, you will still have access to the service for the remainder of the billing period that
has already been paid.
User Accounts and Accuracy of Information
To access the Services, you need to create an account. You are responsible for maintaining the
confidentiality of your account credentials and for all activities that occur under your account.
You certify that all information provided to create your account is accurate. You also agree to
maintain and update your information as necessary so that it remains accurate and current. In the
event that you provide information that is inaccurate or not up to date, Company reserves the
right to cancel your subscription.
Register an Account
To register for an account, go to: www.invetso.com/signup. Enter the requested information on
the account registration form and click “sign up.” You will receive a confirmation email within a
few minutes of signing up for your account.
Sign Up for Premium or Change Subscription Preferences
Once your account is created, you can upgrade to a premium account, or change your premium
account to a free account, by going to the “Profile” section of your account and then selecting
“Manage Subscription;” from there, you can click to choose whether you want a free account or
a premium account.
Credit Card Information
When you select a premium account, you will be asked to enter credit card information before
you can click on the “Subscribe” button to activate your premium account. Credit card payments
will be processed in accordance with these Terms and related data and information will be
handled as described in the Invetso, LLC Privacy Policy.
Account Reactivation
If you terminate your account, you may reactivate it within six (6) months of the date on which
you terminated your account.
User Conduct
You agree not to use the Services for any unlawful purpose or in any way that might harm,
disrupt, or impair the functionality of Services. You agree that you will not reproduce, duplicate,
copy, sell, trade, or resell the Website or the Services or any portion thereof for any purpose.
Prohibited activities include but are not limited to the following and you agree that you will not:

 access any Services by any means other than through the interfaces that Company
provides;
 share a single user account or subscription with anyone else;
 maintain or use any false identity or multiple identities, or otherwise fail to participate in
our Services using your real identity and accurate contact, demographic and other
information, including without limitation via the use of any technology (such as VPNs,
proxies, single-use mobile phone numbers, or fake identity documents) to conceal your
real identity or location, or otherwise circumvent controls intended to prohibit illegal or
prohibited access;
 submit any personal information (name, email, zip code, etc.), payment information
(credit card number and expiration date, etc.), or other information which we determine
in our sole and absolute discretion to have been false, inaccurate, or otherwise invalid in
connection with any use of the Website or Services;
 post, upload, transmit or otherwise disseminate information that (in our sole and absolute
discretion) is obscene, indecent, vulgar, pornographic, sexual, hateful, or otherwise
objectionable;
 post, transmit, or promote spam links, redirect links, or personal referral links to the
Website or Services in an excessive, deceptive, misleading, or otherwise inappropriate
fashion, whether on or through the Website or any other web site or application, including
through the use of paid ads;
 defame, libel, ridicule, mock, stalk, threaten, harass, intimidate, or abuse anyone, or
otherwise act in a belligerent, offensive or inappropriate manner;
 upload or transmit (or attempt to upload or transmit) files that contain viruses, Trojan
horses, worms, time bombs, cancelbots, corrupted files or data, or any other similar
software or programs that may damage the operation of our Services, other users’
computers, or access to or functionality of the Website or Services;
 violate the contractual, personal, intellectual property or other rights of any party,
including using, uploading, transmitting, distributing, or otherwise making available any
information made available through the Website or Services in any manner that infringes
any trademark, copyright, patent, trade secret, or other right of any party (including rights
of privacy or publicity);
 attempt to obtain account information, passwords, or other private information from other
users;
 improperly use support channels or complaint buttons to make false or frivolous reports
to the Company or to communicate with our customer support representatives in a
disrespectful, belligerent, offensive or inappropriate manner;
 exploit, distribute or publicly inform other users of any error, miscue, or bug (“Error”)
that gives an unintended advantage, violate any applicable laws or regulations, or
promote or encourage any fraudulent, misleading, unlawful, or unauthorized activity or
conduct, including, but not limited to, hacking, cracking or distribution of counterfeit
software, or cheats or hacks for Services. If you find an Error, Company kindly requests
that you report it to our appropriate support team by contacting us as provided pursuant to
the notice provision of these Terms.

Intellectual Property
All content and materials on the Website and/or in or comprising the Services, including without
limitation analyses, text, graphics, and logos, are the property of Company and/or providers of
the content under license, and are protected by intellectual property laws. You understand and
acknowledge that you may only use the Website and the Services for your own personal use, and
you may not use, reproduce, or distribute any content from the Website or the Services for any
other use without our prior written permission, including without limitation sharing and editing
analyses or any other content made available on or through the Services or the Website.
Invetso is not responsible for any modifications that users make to downloaded content. Users
bear full responsibility for any edits or changes that they make to any downloaded content and
are solely responsible for how that information is used and shared outside of the Website.
Confidentiality
You are not permitted to share, publish, transmit, or otherwise reproduce any information
provided through the Services, in whole or in part, in any format to any third party without the
express written consent of Company.  In addition, you are not permitted to alter, obscure, or
remove any copyright, trademark or any other notices that are provided to you in connection with
the information.  These Terms are not intended to, and will not, transfer or grant any rights in or
to the information other than those which are specifically described herein, and all rights not
expressly granted herein are reserved by Company or the third party providers from whom
Company has obtained the information. You are required to read and abide by any additional
terms and conditions that may be posted on the Website from time to time, including those that
concern information obtained from specific third-party providers. Such third-party providers
shall have no liability to you for monetary damages on account of the information provided to
you via the Services.
No Personalized Advice; You Bear Responsibility for Your Investment Decisions
Company does not provide personalized investment advice; Company does not know your
personal circumstances, nor does it know the relevant facts about you and your individual needs
and risk tolerance. Company does not claim or represent that any particular Service or content is
suitable for you. Accordingly, you understand and agree that any analysis, rating, or review
provided or contained on the Website or in the Services does not constitute a recommendation or
suggestion of any particular investment opportunity, strategy, security, or any other action or
omission, nor do any of the foregoing constitute any recommendation, suggestion, or inference
as to the suitability of any particular investment for you or any other party. Company encourages
you to seek personalized investment advice from a qualified and appropriately licensed wealth
advisor or investment professional, as well as your own tax and legal advisors. Company will
not, and cannot, trade on your behalf at your brokerage or any other financial institution. Only
you can decide whether a stock or other security is suitable for you and you acknowledge and
understand that you are solely liable for any and all trades that you initiate at or through your
brokerage or any other investment account regardless of whether such action is based on news,

information, opinion, data, or any other material published or derived through the Website or the
Services. You understand and agree that you bear sole responsibility for your own investment
research and investment decisions. You further agree and understand that that Company, its
directors, its employees, and its agents are not and will not be liable for any investment decision
made or any action taken by you and/or others based on any news, information, opinion, data, or
other material published or derived through the Services.
You understand and acknowledge that the contents of the Website and the Services are not and
shall not be construed to be legal, accounting, business, or tax advice and you agree that you
have been advised by Company to consult your own professional advisors as to the legal,
accounting, business, tax, financial and other matters relating to your use of Website or Services
and any information or content contained therein. No representation or warranty, express or
implied, is or will be given by the Company or any of their respective affiliates, directors,
officers, employees or advisers or any other person as to the accuracy or completeness of the
information on the Website or in or comprising the Services (including without limitation as to
the accuracy or reasonableness of statements, estimates, targets, projections, assumptions, or
judgments) or any other written, oral, or other communications transmitted or otherwise made
available to any party in the course of our evaluation of any potential business, investment, or
commercial transaction. Accordingly, neither the Company nor any of its respective affiliates,
directors, officers, employees, or advisers or any other person is or shall be liable for any direct,
indirect, or consequential loss or damages suffered by any person as a result of relying on any
statement in or omission from the Services and any such liability is expressly disclaimed. Neither
the Website or the Services, or any commentary, analyses, or content contained therein, is or are
to be construed as a solicitation, recommendation, or offer to buy or sell any security, financial
product, or instrument of any kind whatsoever. 
You understand and acknowledge that past performance is not indicative of future results.
Company does not guarantee any specific outcome or profit of any kind whatsoever. You are
hereby advised that every investment is subject to the real risk of loss and you are aware that
following any strategy, analysis, or investment in or on the Services bears significant risk of loss
as well. Strategies or investments fluctuate in price and value regularly. Investors may earn less
than invested. Investments and strategies mentioned in and on the Website or in the Services may
not be suitable for you and may bear significant risk of loss. The material, analyses, content, and
other information on or through the Website and Services does not take into account your
particular investment objectives, financial situation, or needs and are not intended as
recommendations that are suitable or appropriate for you. You must make an independent
decision regarding investments or strategies mentioned on the Website or in the Services. Before
acting on information on the Website or the Services, you should consider whether it is suitable
for your particular circumstances and strongly consider seeking advice from your own financial
or investment adviser, and tax professionals.
Forward-Looking Statements 

The content made available in or on the Website or Services contain “forward-looking
statements” within the meaning of the Private Securities Litigation Reform Act of 1995.  Such
statements include, but are not limited to, statements about forecasted future financial and
operating results, plans, objectives, expectations and intentions with respect to future operations,
products and services; and other statements identified by words such as “will likely result,” “are
expected to,” “will continue,” “is anticipated,” “estimated,” “believe,” “intend,” “plan,”
“project,” “outlook” or words of similar meaning. These forward-looking statements include, but
are not limited to, statements regarding industry and market size, future opportunities for
business and estimated future results, and regarding any potential transaction, including implied
enterprise value, the expected post-closing ownership structure, and the likelihood and ability of
the parties to successfully consummate a potential transaction. Such forward-looking statements
are based upon the current beliefs and expectations of the Company and are inherently subject to
significant business, economic and competitive uncertainties, and contingencies, many of which
are difficult or impossible to predict and are generally beyond the control of the Company and its
management.
Actual results, performance, or achievements may differ materially, and potentially adversely,
from any projections and forward-looking statements and the assumptions on which those
forward-looking statements are based. There can be no assurance that the data contained in the
Services is reflective of future performance to any degree. You are cautioned not to place undue
reliance on forward-looking statements as a predictor of future performance as projected
financial information, cost savings and other information are based on estimates and assumptions
that are inherently subject to various significant risks, uncertainties, and other factors, many of
which are beyond the Company’s control. Other unknown or unpredictable factors or factors
currently considered immaterial could also adversely affect the quality or accuracy of the
Services.  Consequently, there can be no assurance that the actual results or developments
anticipated, recommended, or predicted by the Services will be realized or, even if substantially
realized, that they will have the expected consequences or effects. All information set forth in the
Website and the Services speaks only as of the date thereof, and the Company expressly
disclaims any intention or obligation to update any forward-looking statements as a result of
developments occurring after the date of delivery of such information on or through the Website
or the Services. For the avoidance of doubt, the Company has no obligation to, and makes no
representation or commitment, to update or maintain as current any such information.
Disclaimer of Warranties
Services are provided "as is" and "as available" without any warranties of any kind. Company
does not guarantee the accuracy, completeness, or reliability of our analyses and other content.
Company cannot take responsibility for, or make any claims or representations about, the
accuracy, completeness, or truth of every datapoint, information, and/or opinions comprising the
Services. Your use of our services is at your own risk. Company makes no promise or guarantee
of any kind that any content and/or Services will be delivered to you on an uninterrupted, timely,
secure, and/or error-free basis.

Limitation of Liability and Indemnification
COMPANY SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL,
EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST
PROFITS, LOST DATA, PERSONAL INJURY, OR PROPERTY DAMAGE, RELATED TO,
IN CONNECTION WITH, OR OTHERWISE RESULTING FROM ANY USE OF THE
WEBSITE AND/OR THE SERVICES, REGARDLESS OF THE NEGLIGENCE (EITHER
ACTIVE, AFFIRMATIVE, SOLE, OR CONCURRENT) OF COMPANY, EVEN IF
COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES, LIABILITY, OR LOSSES
ARISING OUT OF YOUR USE OF OR RELIANCE ON THE WEBSITE AND/OR THE
SERVICES, OR YOUR INABILITY TO ACCESS OR USE THE WEBSITE AND/OR THE
SERVICES. THE LIMITATIONS AND DISCLAIMERS IN THIS SECTION DO NOT
PURPORT TO LIMIT LIABILITY OR ALTER ANY OF YOUR RIGHTS AS A CONSUMER
THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW. BECAUSE SOME STATES
OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF OR THE LIMITATION OF
LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR
JURISDICTIONS, COMPANY LIABILITY SHALL BE LIMITED TO THE EXTENT
PERMITTED BY LAW.
Without prejudice to any limitations of liability described in these Terms, you will indemnify
Company and hold it harmless with respect to any liabilities (including all costs of investigation
and defense) and other damages that directly or indirectly may derive from the failure to comply
with these Terms, including, but not limited to, any liability or damage that directly or indirectly
may derive from any use of the Website or the Services to make investment decisions or any
breach by you or by any of your agents or delegates of these Terms.
Compliance with Regulations
Company confirms that it operates in compliance with applicable US regulations and laws. Our
services are not subject to the rules and regulations of the Securities Exchange Commission (the
“SEC”) or the Financial Industry Regulatory Authority (“FINRA”), and no specific license is
required to operate the Website or the Services. Additionally, we ensure compliance with other
relevant regions' privacy and data protection regulations if applicable.
Eligibility
You must be at least 18 years old to use the Website and/or Services. By using the Website, you
represent and warrant that you meet this age requirement. Company complies with all applicable
requirements of the Children’s Online Privacy Protection Act (COPPA) in the United States and
the General Data Protection Regulation (GDPR) in the European Union, which require parental
consent for the collection of personal information from children under the age of 13; Company
does not intend or knowingly collect information from any individuals under the age of 18 . If
Company discovers that a user under the age of 18 has created an account and/or provided
personal information, Company will take steps to terminate the account and delete any such
provided personal information.

Third-Party Data and Services
Company utilizes third-party providers to supply financial data and analytical frameworks to
enhance the user experience and provide accurate information. Please be aware that third-party
providers may have their own, or additional, terms and conditions; please be sure to review any
such third-party terms and conditions prior to purchasing a subscription to the Services. The key
third-party sources Company uses are:
 Financial Modeling Prep (FMP): All financial data, including but not limited to stock
prices, financial statements, and company metrics, are sourced from Financial Modeling
Prep. This ensures reliability and accuracy in the financial information provided on our
platform. For more details, visit FMP at https://site.financialmodelingprep.com/..
ChatGPT by OpenAI: Framework analyses such as SWOT, PESTLE, and PORTER are
generated using ChatGPT by OpenAI. This allows us to provide comprehensive and
detailed analyses. For more information, visit OpenAI at https://openai.com/
By using our services, you acknowledge and agree that Company may utilize these third-party
services. We are not responsible for, and we make nor representations in relation to, the accuracy,
reliability, or quality of the information provided by these third parties.
Use of Logos and Company Information
Company uses logos, news, and graphics provided by financial information APIs. We endeavor
to ensure compliance with applicable intellectual property laws regarding the use of this
information.
Viewing Statistics
We may collect and analyze user statistics on our page, such as the popularity of frameworks and
most searched stocks, to improve our services.
Governing Law, Jurisdiction, and Venue
Dispute Resolution, Class Action Waiver, and Limitations Period;
1. Informal Dispute Resolution
Before initiating any arbitration or legal proceeding, you agree to try to resolve any dispute,
claim, or controversy arising out of or relating to these Terms or the use of the Website or
Services (collectively, "Disputes") informally by contacting the Company at
support@invetso.com. Most concerns can be quickly resolved in this manner. If a Dispute is not
resolved within 30 days of submission, either party may proceed to arbitration as outlined below.
2. Agreement to Arbitrate
If we cannot resolve a Dispute informally, both you and the Company agree to resolve any
Dispute through final and binding arbitration. This includes any Dispute involving our affiliates,
subsidiaries, employees, contractors, officers, directors, and agents. Arbitration will be

conducted by the American Arbitration Association (AAA) under its Consumer Arbitration
Rules, which are available on the AAA website.
3. Arbitration Procedures
(a) Initiation: To begin an arbitration proceeding, you must send a letter requesting
arbitration and describing your Dispute to Invetso, LLC, 7345 W Sand Lake Rd., Ste 210
Office 5929, Orlando, FL 32819.
(b) Location: The arbitration will be conducted in a mutually agreed-upon location or, if not
agreed, in the county where you reside
(c) Fees: Each party will be responsible for their own arbitration fees. However, if the
arbitrator finds that the arbitration was not frivolous, Company will reimburse your AAA
filing fee
(d) Arbitrator's Authority: The arbitrator will have the authority to grant any relief that would
be available in court under law or in equity, except that the arbitrator's decisions must be
consistent with these Terms. The arbitrator's decision will be final and binding, and
judgment on the award may be entered in any court of competent jurisdiction.
4. Class Action Waiver
You and the Company agree that any arbitration or court proceeding will be conducted on an
individual basis and not as a class, consolidated, or representative action. Neither you nor Invetso
LLC will seek to have any Dispute heard as a class action, representative action, or in any
proceeding in which either party acts or proposes to act in a representative capacity. The
arbitrator may not consolidate more than one person's claims and may not otherwise preside over
any form of a representative or class proceeding.
5. Governing Law
These Terms and any Disputes shall be governed by and construed in accordance with the laws
of the State of Delaware, without regard to its conflict of law principles. This arbitration
agreement is made pursuant to a transaction involving interstate commerce, and the Federal
Arbitration Act (9 U.S.C. §§ 1-16) shall apply to the interpretation, applicability, enforceability,
and formation of this agreement to arbitrate notwithstanding any other choice of law provision
contained in these Terms.
Integration, Severability, and Waiver
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be
struck, and the remaining provisions shall be enforced to the fullest extent under law. Company’s
failure to enforce any right or provision in these Terms shall not constitute a waiver of such right
or provision unless acknowledged and agreed to by Company in writing.
Changes to Terms
We may update these Terms from time to time. Any changes will be posted on this page, and the
"Last Updated" date will be revised. By continuing to use Company after such changes are
posted, you agree to the new Terms.

Accessibility
Company is committed to ensuring that our services are accessible to all individuals, including
those with disabilities. We strive to enhance the user experience for everyone by implementing
relevant accessibility standards. If you encounter any accessibility barriers or have suggestions
on how we can improve accessibility, please contact us at support@invetso.com.
Electronic Agreement/”Click-Through” Agreement
You acknowledge and agree, whether located in the Website and/or the Services, that by clicking
on a button labeled "SUBMIT," "DOWNLOAD," "I ACCEPT," or any similar such links as may
be designated by Company to accept the terms and conditions of these Terms or any Services,
you are submitting a legally binding electronic signature and are entering into a legally binding
contract. You acknowledge that your electronic submissions constitute your agreement and intent
to be bound by these Terms. Pursuant to any applicable statutes, regulations, rules, ordinances, or
other laws, including without limitation the United States Electronic Signatures in Global and
National Commerce Act, P.L. 106-229 (the "E-Sign Act") or other similar statutes, YOU
HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS,
AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES,
AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE
WEBSITE OR SERVICES OFFERED BY COMPANY. Further, you hereby waive any rights or
requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction
that require an original signature or delivery or retention of non-electronic records, or to
payments or the granting of credits by other than electronic means.
Contact Information and Notice
If you have any questions about these Terms, please contact us at support@invetso.com. All
notices to you under these Terms will be deemed given when delivered via e-mail to the email
address associated with your Account. All notices to Company under these Terms will be
deemed given when postmarked and mailed via certified mail to:
Invetso, LLC
7345 W Sand Lake Rd.
Ste 210 Office 5929
Orlando, FL 32819

Terms of Service

Last Updated: 11/01/2024

Introduction
Welcome to the Invetso website (the “Website”). These Terms of Service ("Terms") govern your
use of our website and services. By accessing the Website or using Invetso, LLC’s services
(“Services”), you agree to be bound by these Terms. Invetso, LLC (the “Company”) may change
these Terms at any time in its sole and absolute discretion, and may post a notice on the Website
of any material changes. Your continued use of the Website and/or Services means that you
accept any new or modified terms and conditions; accordingly, please be sure to review these
Terms from time to time.
You understand and acknowledge that the Website and some Services are works in progress.
Company reserves the right to change, eliminate, or otherwise modify the Website and/or the
availability of Services, with or without notice, at Company’s sole and absolute discretion.
Description of Services
Invetso provides analyses of stocks using frameworks such as SWOT analysis, PESTLE
analysis, and Porter's Five Forces, among others. Our analyses are generated using AI
technologies and are intended for informational purposes only. We do not offer financial advice
or make specific stock recommendations.
Subscriptions
The Company offers the Services to users via free and premium subscription plans. The premium
subscription is billed either monthly or annually at the current pricing listed on the Website at
www.invetso.com/pricing. All subscription payments are processed through third-party payment
processors (currently, Stripe), which comply with financial transaction regulations PCI DSS; the
Company reserves the right, in its sole discretion, to add or remove available payment providers
for transaction processing. When subscribing to a premium subscription, you will need to
provide your name, email address, and billing address. You agree to pay the applicable
subscription fees as set forth in these Terms and/or on the Website. BY PLACING YOUR
ORDER, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR RELATED
CHARGES AND ANY FUTURE CHARGES FOR SERVICES AGAINST YOUR CREDIT
CARD ON FILE, UNTIL THE EFFECTIVE DATE OF YOUR TERMINATION OF YOUR
SUBSCRIPTION PURSUANT TO THESE TERMS.
Unless stated otherwise, subscriptions to any Services are for online and/or electronic access
only. Some services may be delivered via email. Such emails may not be considered “marketing
emails”, and will have no opt-out option other than cancellation of your subscription.
Subscriptions may not be transferred to a third party without the express written consent of
Invetso.

Refunds and Termination of Account
All Invetso subscription purchases are final and non-refundable. You may cancel your account at
any time through the available options located in the “settings” section of your account page.
After submitting the request to cancel, you will receive an email confirming the termination of
your account, to the email address associated with your terminated account. Following
cancellation, you will still have access to the service for the remainder of the billing period that
has already been paid.
User Accounts and Accuracy of Information
To access the Services, you need to create an account. You are responsible for maintaining the
confidentiality of your account credentials and for all activities that occur under your account.
You certify that all information provided to create your account is accurate. You also agree to
maintain and update your information as necessary so that it remains accurate and current. In the
event that you provide information that is inaccurate or not up to date, Company reserves the
right to cancel your subscription.
Register an Account
To register for an account, go to: www.invetso.com/signup. Enter the requested information on
the account registration form and click “sign up.” You will receive a confirmation email within a
few minutes of signing up for your account.
Sign Up for Premium or Change Subscription Preferences
Once your account is created, you can upgrade to a premium account, or change your premium
account to a free account, by going to the “Profile” section of your account and then selecting
“Manage Subscription;” from there, you can click to choose whether you want a free account or
a premium account.
Credit Card Information
When you select a premium account, you will be asked to enter credit card information before
you can click on the “Subscribe” button to activate your premium account. Credit card payments
will be processed in accordance with these Terms and related data and information will be
handled as described in the Invetso, LLC Privacy Policy.
Account Reactivation
If you terminate your account, you may reactivate it within six (6) months of the date on which
you terminated your account.
User Conduct
You agree not to use the Services for any unlawful purpose or in any way that might harm,
disrupt, or impair the functionality of Services. You agree that you will not reproduce, duplicate,
copy, sell, trade, or resell the Website or the Services or any portion thereof for any purpose.
Prohibited activities include but are not limited to the following and you agree that you will not:

 access any Services by any means other than through the interfaces that Company
provides;
 share a single user account or subscription with anyone else;
 maintain or use any false identity or multiple identities, or otherwise fail to participate in
our Services using your real identity and accurate contact, demographic and other
information, including without limitation via the use of any technology (such as VPNs,
proxies, single-use mobile phone numbers, or fake identity documents) to conceal your
real identity or location, or otherwise circumvent controls intended to prohibit illegal or
prohibited access;
 submit any personal information (name, email, zip code, etc.), payment information
(credit card number and expiration date, etc.), or other information which we determine
in our sole and absolute discretion to have been false, inaccurate, or otherwise invalid in
connection with any use of the Website or Services;
 post, upload, transmit or otherwise disseminate information that (in our sole and absolute
discretion) is obscene, indecent, vulgar, pornographic, sexual, hateful, or otherwise
objectionable;
 post, transmit, or promote spam links, redirect links, or personal referral links to the
Website or Services in an excessive, deceptive, misleading, or otherwise inappropriate
fashion, whether on or through the Website or any other web site or application, including
through the use of paid ads;
 defame, libel, ridicule, mock, stalk, threaten, harass, intimidate, or abuse anyone, or
otherwise act in a belligerent, offensive or inappropriate manner;
 upload or transmit (or attempt to upload or transmit) files that contain viruses, Trojan
horses, worms, time bombs, cancelbots, corrupted files or data, or any other similar
software or programs that may damage the operation of our Services, other users’
computers, or access to or functionality of the Website or Services;
 violate the contractual, personal, intellectual property or other rights of any party,
including using, uploading, transmitting, distributing, or otherwise making available any
information made available through the Website or Services in any manner that infringes
any trademark, copyright, patent, trade secret, or other right of any party (including rights
of privacy or publicity);
 attempt to obtain account information, passwords, or other private information from other
users;
 improperly use support channels or complaint buttons to make false or frivolous reports
to the Company or to communicate with our customer support representatives in a
disrespectful, belligerent, offensive or inappropriate manner;
 exploit, distribute or publicly inform other users of any error, miscue, or bug (“Error”)
that gives an unintended advantage, violate any applicable laws or regulations, or
promote or encourage any fraudulent, misleading, unlawful, or unauthorized activity or
conduct, including, but not limited to, hacking, cracking or distribution of counterfeit
software, or cheats or hacks for Services. If you find an Error, Company kindly requests
that you report it to our appropriate support team by contacting us as provided pursuant to
the notice provision of these Terms.

Intellectual Property
All content and materials on the Website and/or in or comprising the Services, including without
limitation analyses, text, graphics, and logos, are the property of Company and/or providers of
the content under license, and are protected by intellectual property laws. You understand and
acknowledge that you may only use the Website and the Services for your own personal use, and
you may not use, reproduce, or distribute any content from the Website or the Services for any
other use without our prior written permission, including without limitation sharing and editing
analyses or any other content made available on or through the Services or the Website.
Invetso is not responsible for any modifications that users make to downloaded content. Users
bear full responsibility for any edits or changes that they make to any downloaded content and
are solely responsible for how that information is used and shared outside of the Website.
Confidentiality
You are not permitted to share, publish, transmit, or otherwise reproduce any information
provided through the Services, in whole or in part, in any format to any third party without the
express written consent of Company.  In addition, you are not permitted to alter, obscure, or
remove any copyright, trademark or any other notices that are provided to you in connection with
the information.  These Terms are not intended to, and will not, transfer or grant any rights in or
to the information other than those which are specifically described herein, and all rights not
expressly granted herein are reserved by Company or the third party providers from whom
Company has obtained the information. You are required to read and abide by any additional
terms and conditions that may be posted on the Website from time to time, including those that
concern information obtained from specific third-party providers. Such third-party providers
shall have no liability to you for monetary damages on account of the information provided to
you via the Services.
No Personalized Advice; You Bear Responsibility for Your Investment Decisions
Company does not provide personalized investment advice; Company does not know your
personal circumstances, nor does it know the relevant facts about you and your individual needs
and risk tolerance. Company does not claim or represent that any particular Service or content is
suitable for you. Accordingly, you understand and agree that any analysis, rating, or review
provided or contained on the Website or in the Services does not constitute a recommendation or
suggestion of any particular investment opportunity, strategy, security, or any other action or
omission, nor do any of the foregoing constitute any recommendation, suggestion, or inference
as to the suitability of any particular investment for you or any other party. Company encourages
you to seek personalized investment advice from a qualified and appropriately licensed wealth
advisor or investment professional, as well as your own tax and legal advisors. Company will
not, and cannot, trade on your behalf at your brokerage or any other financial institution. Only
you can decide whether a stock or other security is suitable for you and you acknowledge and
understand that you are solely liable for any and all trades that you initiate at or through your
brokerage or any other investment account regardless of whether such action is based on news,

information, opinion, data, or any other material published or derived through the Website or the
Services. You understand and agree that you bear sole responsibility for your own investment
research and investment decisions. You further agree and understand that that Company, its
directors, its employees, and its agents are not and will not be liable for any investment decision
made or any action taken by you and/or others based on any news, information, opinion, data, or
other material published or derived through the Services.
You understand and acknowledge that the contents of the Website and the Services are not and
shall not be construed to be legal, accounting, business, or tax advice and you agree that you
have been advised by Company to consult your own professional advisors as to the legal,
accounting, business, tax, financial and other matters relating to your use of Website or Services
and any information or content contained therein. No representation or warranty, express or
implied, is or will be given by the Company or any of their respective affiliates, directors,
officers, employees or advisers or any other person as to the accuracy or completeness of the
information on the Website or in or comprising the Services (including without limitation as to
the accuracy or reasonableness of statements, estimates, targets, projections, assumptions, or
judgments) or any other written, oral, or other communications transmitted or otherwise made
available to any party in the course of our evaluation of any potential business, investment, or
commercial transaction. Accordingly, neither the Company nor any of its respective affiliates,
directors, officers, employees, or advisers or any other person is or shall be liable for any direct,
indirect, or consequential loss or damages suffered by any person as a result of relying on any
statement in or omission from the Services and any such liability is expressly disclaimed. Neither
the Website or the Services, or any commentary, analyses, or content contained therein, is or are
to be construed as a solicitation, recommendation, or offer to buy or sell any security, financial
product, or instrument of any kind whatsoever. 
You understand and acknowledge that past performance is not indicative of future results.
Company does not guarantee any specific outcome or profit of any kind whatsoever. You are
hereby advised that every investment is subject to the real risk of loss and you are aware that
following any strategy, analysis, or investment in or on the Services bears significant risk of loss
as well. Strategies or investments fluctuate in price and value regularly. Investors may earn less
than invested. Investments and strategies mentioned in and on the Website or in the Services may
not be suitable for you and may bear significant risk of loss. The material, analyses, content, and
other information on or through the Website and Services does not take into account your
particular investment objectives, financial situation, or needs and are not intended as
recommendations that are suitable or appropriate for you. You must make an independent
decision regarding investments or strategies mentioned on the Website or in the Services. Before
acting on information on the Website or the Services, you should consider whether it is suitable
for your particular circumstances and strongly consider seeking advice from your own financial
or investment adviser, and tax professionals.
Forward-Looking Statements 

The content made available in or on the Website or Services contain “forward-looking
statements” within the meaning of the Private Securities Litigation Reform Act of 1995.  Such
statements include, but are not limited to, statements about forecasted future financial and
operating results, plans, objectives, expectations and intentions with respect to future operations,
products and services; and other statements identified by words such as “will likely result,” “are
expected to,” “will continue,” “is anticipated,” “estimated,” “believe,” “intend,” “plan,”
“project,” “outlook” or words of similar meaning. These forward-looking statements include, but
are not limited to, statements regarding industry and market size, future opportunities for
business and estimated future results, and regarding any potential transaction, including implied
enterprise value, the expected post-closing ownership structure, and the likelihood and ability of
the parties to successfully consummate a potential transaction. Such forward-looking statements
are based upon the current beliefs and expectations of the Company and are inherently subject to
significant business, economic and competitive uncertainties, and contingencies, many of which
are difficult or impossible to predict and are generally beyond the control of the Company and its
management.
Actual results, performance, or achievements may differ materially, and potentially adversely,
from any projections and forward-looking statements and the assumptions on which those
forward-looking statements are based. There can be no assurance that the data contained in the
Services is reflective of future performance to any degree. You are cautioned not to place undue
reliance on forward-looking statements as a predictor of future performance as projected
financial information, cost savings and other information are based on estimates and assumptions
that are inherently subject to various significant risks, uncertainties, and other factors, many of
which are beyond the Company’s control. Other unknown or unpredictable factors or factors
currently considered immaterial could also adversely affect the quality or accuracy of the
Services.  Consequently, there can be no assurance that the actual results or developments
anticipated, recommended, or predicted by the Services will be realized or, even if substantially
realized, that they will have the expected consequences or effects. All information set forth in the
Website and the Services speaks only as of the date thereof, and the Company expressly
disclaims any intention or obligation to update any forward-looking statements as a result of
developments occurring after the date of delivery of such information on or through the Website
or the Services. For the avoidance of doubt, the Company has no obligation to, and makes no
representation or commitment, to update or maintain as current any such information.
Disclaimer of Warranties
Services are provided "as is" and "as available" without any warranties of any kind. Company
does not guarantee the accuracy, completeness, or reliability of our analyses and other content.
Company cannot take responsibility for, or make any claims or representations about, the
accuracy, completeness, or truth of every datapoint, information, and/or opinions comprising the
Services. Your use of our services is at your own risk. Company makes no promise or guarantee
of any kind that any content and/or Services will be delivered to you on an uninterrupted, timely,
secure, and/or error-free basis.

Limitation of Liability and Indemnification
COMPANY SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL,
EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST
PROFITS, LOST DATA, PERSONAL INJURY, OR PROPERTY DAMAGE, RELATED TO,
IN CONNECTION WITH, OR OTHERWISE RESULTING FROM ANY USE OF THE
WEBSITE AND/OR THE SERVICES, REGARDLESS OF THE NEGLIGENCE (EITHER
ACTIVE, AFFIRMATIVE, SOLE, OR CONCURRENT) OF COMPANY, EVEN IF
COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES, LIABILITY, OR LOSSES
ARISING OUT OF YOUR USE OF OR RELIANCE ON THE WEBSITE AND/OR THE
SERVICES, OR YOUR INABILITY TO ACCESS OR USE THE WEBSITE AND/OR THE
SERVICES. THE LIMITATIONS AND DISCLAIMERS IN THIS SECTION DO NOT
PURPORT TO LIMIT LIABILITY OR ALTER ANY OF YOUR RIGHTS AS A CONSUMER
THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW. BECAUSE SOME STATES
OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF OR THE LIMITATION OF
LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR
JURISDICTIONS, COMPANY LIABILITY SHALL BE LIMITED TO THE EXTENT
PERMITTED BY LAW.
Without prejudice to any limitations of liability described in these Terms, you will indemnify
Company and hold it harmless with respect to any liabilities (including all costs of investigation
and defense) and other damages that directly or indirectly may derive from the failure to comply
with these Terms, including, but not limited to, any liability or damage that directly or indirectly
may derive from any use of the Website or the Services to make investment decisions or any
breach by you or by any of your agents or delegates of these Terms.
Compliance with Regulations
Company confirms that it operates in compliance with applicable US regulations and laws. Our
services are not subject to the rules and regulations of the Securities Exchange Commission (the
“SEC”) or the Financial Industry Regulatory Authority (“FINRA”), and no specific license is
required to operate the Website or the Services. Additionally, we ensure compliance with other
relevant regions' privacy and data protection regulations if applicable.
Eligibility
You must be at least 18 years old to use the Website and/or Services. By using the Website, you
represent and warrant that you meet this age requirement. Company complies with all applicable
requirements of the Children’s Online Privacy Protection Act (COPPA) in the United States and
the General Data Protection Regulation (GDPR) in the European Union, which require parental
consent for the collection of personal information from children under the age of 13; Company
does not intend or knowingly collect information from any individuals under the age of 18 . If
Company discovers that a user under the age of 18 has created an account and/or provided
personal information, Company will take steps to terminate the account and delete any such
provided personal information.

Third-Party Data and Services
Company utilizes third-party providers to supply financial data and analytical frameworks to
enhance the user experience and provide accurate information. Please be aware that third-party
providers may have their own, or additional, terms and conditions; please be sure to review any
such third-party terms and conditions prior to purchasing a subscription to the Services. The key
third-party sources Company uses are:
 Financial Modeling Prep (FMP): All financial data, including but not limited to stock
prices, financial statements, and company metrics, are sourced from Financial Modeling
Prep. This ensures reliability and accuracy in the financial information provided on our
platform. For more details, visit FMP at https://site.financialmodelingprep.com/..
ChatGPT by OpenAI: Framework analyses such as SWOT, PESTLE, and PORTER are
generated using ChatGPT by OpenAI. This allows us to provide comprehensive and
detailed analyses. For more information, visit OpenAI at https://openai.com/
By using our services, you acknowledge and agree that Company may utilize these third-party
services. We are not responsible for, and we make nor representations in relation to, the accuracy,
reliability, or quality of the information provided by these third parties.
Use of Logos and Company Information
Company uses logos, news, and graphics provided by financial information APIs. We endeavor
to ensure compliance with applicable intellectual property laws regarding the use of this
information.
Viewing Statistics
We may collect and analyze user statistics on our page, such as the popularity of frameworks and
most searched stocks, to improve our services.
Governing Law, Jurisdiction, and Venue
Dispute Resolution, Class Action Waiver, and Limitations Period;
1. Informal Dispute Resolution
Before initiating any arbitration or legal proceeding, you agree to try to resolve any dispute,
claim, or controversy arising out of or relating to these Terms or the use of the Website or
Services (collectively, "Disputes") informally by contacting the Company at
support@invetso.com. Most concerns can be quickly resolved in this manner. If a Dispute is not
resolved within 30 days of submission, either party may proceed to arbitration as outlined below.
2. Agreement to Arbitrate
If we cannot resolve a Dispute informally, both you and the Company agree to resolve any
Dispute through final and binding arbitration. This includes any Dispute involving our affiliates,
subsidiaries, employees, contractors, officers, directors, and agents. Arbitration will be

conducted by the American Arbitration Association (AAA) under its Consumer Arbitration
Rules, which are available on the AAA website.
3. Arbitration Procedures
(a) Initiation: To begin an arbitration proceeding, you must send a letter requesting
arbitration and describing your Dispute to Invetso, LLC, 7345 W Sand Lake Rd., Ste 210
Office 5929, Orlando, FL 32819.
(b) Location: The arbitration will be conducted in a mutually agreed-upon location or, if not
agreed, in the county where you reside
(c) Fees: Each party will be responsible for their own arbitration fees. However, if the
arbitrator finds that the arbitration was not frivolous, Company will reimburse your AAA
filing fee
(d) Arbitrator's Authority: The arbitrator will have the authority to grant any relief that would
be available in court under law or in equity, except that the arbitrator's decisions must be
consistent with these Terms. The arbitrator's decision will be final and binding, and
judgment on the award may be entered in any court of competent jurisdiction.
4. Class Action Waiver
You and the Company agree that any arbitration or court proceeding will be conducted on an
individual basis and not as a class, consolidated, or representative action. Neither you nor Invetso
LLC will seek to have any Dispute heard as a class action, representative action, or in any
proceeding in which either party acts or proposes to act in a representative capacity. The
arbitrator may not consolidate more than one person's claims and may not otherwise preside over
any form of a representative or class proceeding.
5. Governing Law
These Terms and any Disputes shall be governed by and construed in accordance with the laws
of the State of Delaware, without regard to its conflict of law principles. This arbitration
agreement is made pursuant to a transaction involving interstate commerce, and the Federal
Arbitration Act (9 U.S.C. §§ 1-16) shall apply to the interpretation, applicability, enforceability,
and formation of this agreement to arbitrate notwithstanding any other choice of law provision
contained in these Terms.
Integration, Severability, and Waiver
If any provision of these Terms is held to be invalid or unenforceable, such provision shall be
struck, and the remaining provisions shall be enforced to the fullest extent under law. Company’s
failure to enforce any right or provision in these Terms shall not constitute a waiver of such right
or provision unless acknowledged and agreed to by Company in writing.
Changes to Terms
We may update these Terms from time to time. Any changes will be posted on this page, and the
"Last Updated" date will be revised. By continuing to use Company after such changes are
posted, you agree to the new Terms.

Accessibility
Company is committed to ensuring that our services are accessible to all individuals, including
those with disabilities. We strive to enhance the user experience for everyone by implementing
relevant accessibility standards. If you encounter any accessibility barriers or have suggestions
on how we can improve accessibility, please contact us at support@invetso.com.
Electronic Agreement/”Click-Through” Agreement
You acknowledge and agree, whether located in the Website and/or the Services, that by clicking
on a button labeled "SUBMIT," "DOWNLOAD," "I ACCEPT," or any similar such links as may
be designated by Company to accept the terms and conditions of these Terms or any Services,
you are submitting a legally binding electronic signature and are entering into a legally binding
contract. You acknowledge that your electronic submissions constitute your agreement and intent
to be bound by these Terms. Pursuant to any applicable statutes, regulations, rules, ordinances, or
other laws, including without limitation the United States Electronic Signatures in Global and
National Commerce Act, P.L. 106-229 (the "E-Sign Act") or other similar statutes, YOU
HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS,
AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES,
AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE
WEBSITE OR SERVICES OFFERED BY COMPANY. Further, you hereby waive any rights or
requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction
that require an original signature or delivery or retention of non-electronic records, or to
payments or the granting of credits by other than electronic means.
Contact Information and Notice
If you have any questions about these Terms, please contact us at support@invetso.com. All
notices to you under these Terms will be deemed given when delivered via e-mail to the email
address associated with your Account. All notices to Company under these Terms will be
deemed given when postmarked and mailed via certified mail to:
Invetso, LLC
7345 W Sand Lake Rd.
Ste 210 Office 5929
Orlando, FL 32819

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Updated: April 10, 2025

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